Understanding Title Insurance
A title search lists the current owners, if taxes are paid and any liens/judgments on the property. Your title insurance protection is a permanent assurance that your ownership and use will be defended promptly against claims at no cost to you, whether the claim is valid or not.
Types of Title Insurance Policies
There are two types of title insurance policies. Both policies cover losses to no right of access to the land.
When purchasing a home, it is highly advised to purchase an owner’s policy to protect the property search from all defects, liens and encumbrances unless there are any exceptions. A few examples of these are undisclosed heirs, falsified affidavits,
The mortgage lender will require a borrower to purchase title insurance to protect the institution’s position as a holder of the mortgage loan. This is a one-time premium for the duration of the loan unless the borrower refinances.
Upon receiving a new title order, a search is done on the Florida property. Trilogy Title & Closing will obtain the necessary documentation to clear liens and encumbrances or we will payoff any debts during the closing process. You will work with a specific Trilogy Title & Closing experienced staff member who will walk you through every single step of the process to clear your title and ensure a smooth and flawless closing. If needed, we offer additional services such as deed preparation, Power of Attorney review and preparation, ordering homeowner’s insurance declaration pages, and processing subordinations.
We Only Work With The Best
At Trilogy Title & Closing, we work closely with a leading national title insurer with more than a century of experience and financial strength. Trilogy Title & Closing uses Old Republic Title Insurance Company as our underwriter for all transactions. Access to our title underwriter is a phone call away, and we have a quick response time on commercial and residential issues.
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Remote Closing Services
We can come to you.
Whether you’re closing at a kitchen table, an office, or anywhere else, we have got you covered.
We can also close when you want, including before and after business hours.
Remote Online Notary
Millions of notary transactions occur each year in the United States. These transactions require the signer/signor to appear in person which can add unnecessary costs, delays, and inconveniences. Utilizing our remote online notary service empowers you to complete certain transactions over a recorded video call so that you can achieve your desired result quickly and efficiently.
Remote Online Closing
Sometimes being at the right place at the right time is simply impossible. When it comes to real estate closings this can be troubling as you need to be present and able to sign in person to conduct a real estate closing.